Take-Home Jackpot

$1.817 billion Powerball jackpot after taxes

$1.817 billion Powerball jackpot, drawn December 24, 2025, won in Arkansas.

The winner would keep about

$495.1 million in cash in Arkansas under 2026 rules

Four hundred ninety-five million one hundred forty-five thousand seven hundred and 00/100 dollars

Cash option, from advertised jackpot to what you keep
ItemAmountShare of jackpot
Advertised jackpotSum of 30 annuity payments$1,817,000,000
Cash optionOfficial cash value$834,900,000
Federal tax withheld at claim24% of the prize−$200,376,000
Federal tax still owed at filingTop bracket is 37%−$108,487,000
Arkansas state tax3.7% of the prize; $30.9 million withheld at claim−$30,891,300
You keep27.3% of the advertised jackpot$495,145,700

Then and now

Cash option per winning ticket, single filer
Winning stateTax rules at the time2026 rules
Arkansas not available $495.1 million

"At the time" applies the top federal rate and the winning state's top rate in the year of the drawing to the cash value, where both are sourced. 2026 figures use the full calculation described in the methodology.

The winner chose the cash option.

Christmas Eve drawing. Ticket sold at Murphy USA, Cabot, Arkansas. Winner claimed through the Arkansas Scholarship Lottery and took the lump sum. Second-largest US jackpot. It came out after the AP top-10 list, so it moves the old #2 to #10 down one place each.

Annuity under today's rules

30 payments from $16.3 million to $66.8 million after tax
30 annual payments, taxed in the year received (2026 brackets assumed every year)
PaymentYearBefore taxFederalStateAfter tax
12026$27,348,458−$10,068,930−$1,011,893$16,267,635
22027$28,715,880−$10,574,876−$1,062,488$17,078,517
32028$30,151,674−$11,106,120−$1,115,612$17,929,943
42029$31,659,258−$11,663,926−$1,171,393$18,823,940
52030$33,242,221−$12,249,622−$1,229,962$19,762,637
62031$34,904,332−$12,864,603−$1,291,460$20,748,269
72032$36,649,549−$13,510,333−$1,356,033$21,783,182
82033$38,482,026−$14,188,350−$1,423,835$22,869,841
92034$40,406,127−$14,900,267−$1,495,027$24,010,833
102035$42,426,434−$15,647,781−$1,569,778$25,208,875
112036$44,547,756−$16,432,670−$1,648,267$26,466,819
122037$46,775,143−$17,256,803−$1,730,680$27,787,660
132038$49,113,900−$18,122,143−$1,817,214$29,174,543
142039$51,569,596−$19,030,751−$1,908,075$30,630,770
152040$54,148,075−$19,984,788−$2,003,479$32,159,808
162041$56,855,479−$20,986,527−$2,103,653$33,765,299
172042$59,698,253−$22,038,354−$2,208,835$35,451,064
182043$62,683,166−$23,142,772−$2,319,277$37,221,117
192044$65,817,324−$24,302,410−$2,435,241$39,079,673
202045$69,108,190−$25,520,031−$2,557,003$41,031,156
212046$72,563,600−$26,798,532−$2,684,853$43,080,214
222047$76,191,780−$28,140,959−$2,819,096$45,231,725
232048$80,001,369−$29,550,507−$2,960,051$47,490,811
242049$84,001,437−$31,030,532−$3,108,053$49,862,852
252050$88,201,509−$32,584,559−$3,263,456$52,353,495
262051$92,611,584−$34,216,286−$3,426,629$54,968,669
272052$97,242,164−$35,929,601−$3,597,960$57,714,603
282053$102,104,272−$37,728,581−$3,777,858$60,597,833
292054$107,209,485−$39,617,510−$3,966,751$63,625,225
302055$112,569,960−$41,600,885−$4,165,089$66,803,986
Total$1,817,000,000−$670,790,007−$67,229,000$1,078,980,993

Questions

How much did the $1.817 billion Powerball winner take home?

The cash value was $834.9 million. Under 2026 rules a single winner in Arkansas would keep about $495.1 million after federal and state taxes; the winner chose the cash option.

Where was the $1.817 billion Powerball ticket sold?

Arkansas.

These figures describe the taxes on a prize that has already been won; they are not a reason to buy a ticket. Jackpot odds are hundreds of millions to one. If gambling is causing problems for you or someone close to you, call or text 1-800-GAMBLER (National Problem Gambling Helpline, 24/7).

Sources for this page

Figures are estimates for planning, not tax or legal advice. How they are calculated: methodology. Read the disclaimer.